Wage garnishment is a legal procedure where a portion of your earnings are automatically deducted to pay your debt. In some states, creditors may garnish up to 25% of your disposable earnings for child support, spousal...
Yes. If you have filed bankruptcy, you should still apply for a credit card. The credit card issuer will look at your income and expenses. If your income is above the federal poverty level, you should be able to qualify for a...
Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates the debt collection practices by debt collectors. This law applies to all the debt collectors—law firms, businesses, and collection agencies—that...
An eviction is the last step before the landlord takes your personal belongings. The landlord needs to follow the correct procedures in order for you to be evicted. There are some ways to stop an eviction. If you know...
The term bankruptcy encompasses a large number of federal and state laws that apply to debtors with either large or small debts. Bankruptcy laws are designed to provide debt relief to individuals who cannot pay their...
