Your debts have been discharged in bankruptcy, now what? While it may seem risky to attempt new credit after bankruptcy, the truth is that new credit is exactly what you need to begin reestablishing yourself as a responsible...
No one wants to be harassed by creditors, but it does happen and sometimes in very abusive ways. Debt collectors are notorious for using threats or intimidation for collecting on credit debts. While your debts are your...
You may have been asked by a friend or family member to co-sign on a loan. Don’t do it! While it can be tempting to help out a friend or loved one in need, chances are you could be setting yourself up for some serious...
For many people, financial hardships arise through uncontrollable circumstances. Being laid off at work, suffering from a medical condition or losing a spouse in death or divorce can all be factors that lead a person into a...
Refinancing a mortgage is a hot topic right now as mortgage lenders are working hard to sell homeowners on the idea of lowering their mortgage payment. While a lower mortgage payment is enticing to any homeowner, refinancing...
