One of the biggest sources of stress when in debt is the constant collection attempts of creditors. Many people feel trapped and hopeless when it comes to dealing with creditors, which they fear will not end just because they...
Last quarter, the United States suffered an unparalleled surge in mortgage delinquencies as foreclosures continued to increase and banks offered fewer and fewer mortgage loan modification opportunities. According to the...
Chapter 13 And Car Loan Debts
Car loans are one of the tricky types of loans to get discharged in bankruptcy. The reason is that they are secured loans, meaning the car itself is secured against the loan as collateral. If you default on the loan the...
Keeping An Eye On Debt Collectors
As a consumer it can be scary to deal with debt collectors. You may feel like you have no rights or that your options are limited to what they offer you. Fortunately, you have more rights than you may realize and repaying...
Choosing Debt Settlement
Debt settlement is not for everyone. While for some it may be the best option for handling rising debt problems, for others it could be problematic. Since the industry is largely unregulated, pursuing debt settlement can be...