Many hardworking Americans are faced with watching their financial situation plummet and the waves of debt rise. The past few years have been rough on home owners and many have been faced with tough decision to keep their...
Are College Loans The New Second Mortgage?
With the cost of tuition rising each year, many families are struggling to find a way to send their kid to college without ending up in loads of debt. It isn’t uncommon for families to take out additional loans, or find...
Beginning debt negotiation on solid footing
Avoid companies making big promises to settle your debt at all costs. Typically they are looking for a quick buck, and are really only in the business of filing debt paperwork and then consolidating debt—neither of which...
Loan modifications can be gruesome for both banks and borrowers; the bank doesn’t know how much your home cost and you are sick of paying for a property that is worth half of what it was a year ago. When filing and...
Re-filing For Chapter 13 Bankruptcy
Filing for Chapter 13 bankruptcy can provide a debtor a chance to repay their debts over time while protecting their assets. Many people who file for bankruptcy protection may not qualify for debt elimination through Chapter...