Which is better? It depends. Generally speaking, a 15 year fixed has a lower rate than the 30 year fixed. The drawback of course is that the borrower has half the time to pay it off and the payments are higher. If you...
Improving your credit score starts by taking stock of your entire financial life. Ask yourself first, “What loans or credit cards have the highest monthly interest rates? What percentage of my budget can afford to put...
Low mortgage rates aren’t enough to boost new home sales, say economists. There are insidious factors to blame for sluggish growth in the housing industry: national home foreclosure forecasts and high unemployment. The net...
Car leasing can provide more advantages than buying a car in certain situations. If you don’t have enough money for a down payment, or maintenance costs if the warranty runs out, leasing may be a good option for you....
When seeking bankruptcy protection there are two potential outcomes you should know about. You may have your case discharged, in which you would be resolved of your debt liability. Having your debts discharged through a...
