If you are like most of us, money is tight; which makes spending for holiday gifts more difficult this year. Although finances aren’t what they used to be, it seems like everyone’s gift list is as long as ever...
As mom always said “practice makes perfect” and the same is true for money management and debt relief. Many people don’t end up in bankruptcy because they ignored the warning signs or turned a blind eye to...
The road to financial freedom is much more difficult than the road that lead you there. Getting out of debt is not always easy and you can bet it is going to take tough decisions and a lot of effort on your part. There are...
A recent review of surveys show a clear pattern in our spending habits. The information revealed not only makes us think twice about the importance of getting out of debt, but really shows us that it is no surprise the...
When you enter bankruptcy protection and plan to keep a secured debt asset, such as a mortgage or car, you may be requested by your creditor to sign a reaffirmation agreement. This agreement is essentially a new contract...
