In 1970 Congress passed the Fair Credit Reporting Act (FCRA) to protect consumers from unfair credit and credit reporting agencies. The act is to “ensure that consumer reporting agencies exercise their grave...
In the United States, credit card debt makes almost 40% of all consumer debt, accounting for a huge portion of overall household debt. Unsecured debt can be things like credit cards, medical bills, child support, alimony,...
When you are looking for a bankruptcy attorney to help you get some financial relief, there are a few things to look for. You should be able to feel comfortable around your lawyer. Don’t be intimidated. Remember, you are...
After you have made all of your court-approved payments, submitted a certificate showing you have completed all of your financial management classes and are current in your child support and alimony, the court will grant a...
While you are in the process of a Chapter 13 bankruptcy plan, problems may arise. It can be difficult living with such a strict budget for three to five years. After your plan is confirmed with the court, a trustee, you, or...
