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In 1978 Congress passed the Fair Debt Collections Practices Act (FDCPA) to regulate the debt collection industry. The act was intended to eliminate abusive practices against consumers when attempting to collect debts. The...

Almost all consumer debt can be classified as unsecured, such as for credit cards and medical bills, or secured like your home or your car. Depending on what type of debt you have the most of will determine what type of...

If you have gotten behind in your payments and had your wages garnished, or a debtor is threatening you with legal action to attach your wages to repay a debt, you may want to consider filing bankruptcy. As soon as you submit...

When you have successfully completed your bankruptcy case and were relieved of your qualifying debt, you may need some follow up action. Some of these may need the attention of your bankruptcy attorney. Are collection...

Some times when you are stressed over your financial situation, and you feel you may have no other option but to file bankruptcy, there may be another solution for you. Bankruptcy can stay on your credit for up to ten years,...