Credit cards are the most commonly held source of debt among Americans today. While carrying some debt is beneficial to your overall financial health, too much debt can be damaging. Before ending up in credit negotiations or...
Many people are aware of the big ticket items that can damage a credit score, but there are several little items that can drop a credit score quickly if not handled correctly. In efforts to protect credit scores, monitoring...
While credit negotiations do not damage your credit, you may have some damage done by your previously delinquent account status or missed payments. Anytime you are working to repay your debts, make up missed payments or...
Applying for a mortgage can be a tedious process, especially if you have less than perfect credit. Besides being an extremely important qualification standard, your credit score plays a big part in your future mortgage...
Have you had trouble with your credit card company? Have you had to dispute information or wrongdoing with a lender? Were you turned down by a creditor for debt negotiation despite your good faith effort to prove financial...
