The housing bubble burst in 2007, and people are still arguing about what caused it. But whether subprime lending, tax policy, deregulation, or the ‘mania’ for homeownership is to blame (and it is likely a mixture of all...
In an attempt to help homeowners struggling with mortgage debt, the government recently revealed HAMP, the Home Affordable Modification Program. While HAMP has helped hundreds of thousands of homeowners throughout the nation...
Whether you’ve started dating someone for the first time or are trying to find a creative date night idea, it’s always a stark reminder that a single night out can take an expensive toll on your credit card. While a...
For those struggling with money management, bankruptcy is often the very last resort. Thus, debtors are constantly looking for other solutions to get their debt under control. Many of these options include credit counseling,...
In 2013, credit cards are a necessary part of life, especially if you want to rebuild your credit and regain the trust of lenders after a bankruptcy. Avoiding debt with a credit card might sound counter intuitive, but it’s...
