Recent reports have released staggering numbers about the current state of our economy. The unemployment rate has hit a high of 9.1% and the poverty rate rose to 15.1 percent, nearly a full percentage point in a single year....
Category: Debt
15 Sep, 2011
What Protections Are There From Debt Collectors
State and Federal Laws include important provisions that may shield you from usurious and exploitative debt collection practices. As you may have already read, one of the surest ways to secure protection from a creditor is...
12 Sep, 2011
Debt Collection Calls, Do They Ever End?
When you are experiencing financial difficulties and your bills pile up, the last thing you need is another debt collector calling. It seems as though creditors are relentless in their efforts to collect on a debt, and many...
8 Sep, 2011
Do-It-Yourself Debt Elimination Options
For many people drowning in debt, bankruptcy may seem like the only option. What many people don’t know is that not everyone qualifies for bankruptcy protection. Further, bankruptcy may not be the most beneficial tool for...
When considering a mortgage modification or credit negotiations, having a financial hardship letter can help you demonstrate your need for assistance. A financial hardship letter is a formal document. It states, in so many...
