As more Americans struggle to find their way out from under a debt burden, options begin to fade and desperation sets in. Unfortunately, this leaves way for many scam artists to make their move on unsuspecting borrowers. Scam...
One of the things that many troubled lenders will have to do is write a financial hardship letter. It doesn’t matter if it is credit card negotiation, education debt, or a mortgage modification; the debt ‘appeals...
If you are in debt and have missed one or more payments, you have probably been contacted by a creditor. Often, creditors can be intimidating and some go so far as to make threats to collect their money. What many people...
Whether you have fallen behind on a few bills or in a serious debt negotiation, you need to know your rights. There are laws written to protect you from debt collectors. You are certainly under enough pressure with bills, why...
Avoid companies making big promises to settle your debt at all costs. Typically they are looking for a quick buck, and are really only in the business of filing debt paperwork and then consolidating debt—neither of which...
